What is this service?
It is the yearly federal income tax return of a person or family with the IRS (Form 1040). It reports the year's income, such as wages, self-employment, or other payments, and applies the deductions and credits you qualify for.
The result may be a refund, if more was withheld or paid than you owed, or a balance due to the IRS.
Texas has no state personal income tax. If you lived or worked in another state, you may also need to file there.
Who may need it?
- People who worked with a W‑2 or received 1099 forms during the year.
- People who received income in cash or from self-employment. All income must be reported, even if you are paid in cash and do not receive a W‑2 or a 1099.
- Families who want to claim their dependents and the credits they qualify for.
- People who had Marketplace health insurance and received Form 1095-A.
- People who are not required to file but want to get back taxes withheld or claim refundable credits.
Receiving a W‑2 or a 1099 does not, by itself, mean you must file. It depends on the IRS rules: your income, filing status, age, whether someone else can claim you as a dependent, and other situations, such as having net self-employment earnings of $400 or more.
What documents may you need?
Identification
- Photo ID.
- Social Security number or ITIN for you, your spouse, and your dependents.
- Last year's return, if you have it.
Income
- W‑2 forms from your jobs.
- 1099 forms (for example, 1099-NEC, 1099-K, 1099-INT, 1099-G, 1099-R, or SSA‑1099).
- A record of income received in cash or from self-employment, even if you have no 1099.
Deductions, credits, and health coverage (when applicable)
- Mortgage interest on your home (Form 1098).
- Donations to charities, with their receipts.
- Other expenses that may be deductible, with their receipts.
- Child or dependent care expenses.
- Education expenses (for example, Form 1098-T).
- Form 1095-A, if you had Marketplace coverage.
- Estimated tax payments, if you made any.
Bank account
- Routing and account numbers to receive your refund by direct deposit.
Not every document on this list is needed for every taxpayer. After you request the service, we will send you a questionnaire and a personalized list based on your situation. Please do not send Social Security numbers, ITINs, or documents through the form on this page.
How does our service work?
- Request the service.Fill out the form on this page.
- Receive the questionnaire.We email you a questionnaire in Spanish and the list of documents.
- Send your information.Send back the questionnaire with copies of your documents for the year.
- We prepare your return.We review the information and explain the result: refund or balance due.
- Review and approval.You review your return and authorize it before it is e-filed, signing Form 8879 (e-file signature authorization) when applicable.
We prepare your return with the information and documents you give us. We do not promise refunds, credits, or results: the IRS decides whether you get a refund and how much.
Costs
Our fees
Payments to the IRS
The IRS does not charge to file a return. If your return shows a balance due, that payment goes directly to the IRS and is not part of our fees.
Frequently asked questions
Do I have to file if I earned little?
It depends on your income, filing status, age, and whether someone else can claim you as a dependent. Even if you are not required to file, it may be worth filing to get back taxes withheld or to claim refundable credits.
Can I file with an ITIN instead of a Social Security number?
Yes, you can file with a valid ITIN when applicable. But some credits have Social Security number or ITIN conditions: for example, the IRS requires valid Social Security numbers for the Earned Income Tax Credit (EITC) and the Child Tax Credit, and a dependent with an ITIN may qualify for another credit, such as the credit for other dependents, if the requirements are met. If your ITIN expired, you must renew it first. We explain what applies to your case; see also our ITIN (W‑7) service.
Does Texas charge state income tax?
No. Texas has no state personal income tax. If you lived or worked in another state, you may need to file in that state.
What if I did not file in past years?
We can help you prepare returns for past years. See our “Prior-year tax returns” service.
What if I owe the IRS?
We explain the balance before your return is filed, and payment goes directly to the IRS. If you cannot pay in full, the IRS offers options such as a short-term payment plan (up to 180 days) or a monthly payment plan. Interest and some penalties keep adding up until the balance is paid in full, so it is best to file on time and pay as soon as you can, even if you cannot pay everything.
Official sources
Ge Chanfon Services LLC provides document preparation and administrative assistance services. We are not a law firm and do not provide legal advice. Approval of any application is decided by the appropriate government agency.